The rules that apply to using this site, creating an account and requesting auto insurance information.
Using this site, submitting a quote request or creating an account means these terms apply in full. Where any part of them is unacceptable, the site should not be used. Continued use after an update signals acceptance of the revised version.
MorganRide provides auto insurance guidance and quote comparison information. Nothing presented here is a binding offer of insurance, and no policy comes into force through this site alone. Coverage begins only once a licensed carrier accepts an application and issues a policy on its own terms.
This site is intended for residents of the United States who are aged eighteen or older and legally able to enter into a contract. Submitting details confirms that both conditions are met.
Account credentials are personal and should be kept confidential. Activity carried out through an account is treated as authorised by its holder. Any suspected unauthorised access should be reported using the contact details at the end of this page.
Quotes and coverage comparisons depend entirely on the details supplied. Incomplete or inaccurate information can change a price, alter the cover offered or cause a carrier to decline or void a policy later on.
Consent boxes on the signup form are optional and can be left unchecked without blocking a quote request. Where consent is given, service messages relate to a submitted request and marketing messages relate to coverage options and offers.
Message frequency may vary and standard message and data rates may apply. Replying STOP to any message ends further messages, and replying HELP returns assistance information.
This site may be used only for lawful purposes connected to obtaining auto insurance information. The following are not permitted.
The text, layout, graphics and branding on this site are protected and remain the property of their respective owners. Nothing here grants a licence to reuse that material beyond ordinary personal viewing of the pages.
Links to carrier sites and other outside resources appear throughout this site. Those services operate under their own terms and privacy practices, and their content, pricing and decisions are outside the control of this site.
This site and its content are provided on an as available basis without warranties of any kind, whether express or implied. No guarantee is made that quotes shown will remain available, that pricing will stay unchanged, or that the site will be free of interruption or error.
To the fullest extent the law allows, liability is excluded for indirect, incidental, special or consequential loss arising from use of this site, including lost savings, denied claims or decisions made on the basis of information found here.
Using this site in breach of these terms, or submitting details that turn out to be false, carries an obligation to cover any resulting claims, losses and reasonable costs that follow from that use.
Any dispute arising from this site or these terms will be resolved through binding individual arbitration rather than in court, except where a claim qualifies for small claims resolution. Arbitration takes place on an individual basis, and class or representative proceedings are waived.
This agreement to arbitrate survives the closing of an account. Where a court finds any part of it unenforceable, the remaining parts continue to apply.
These terms are governed by the laws of the State of Florida, without regard to conflict of law principles. Where arbitration does not apply, the courts serving that jurisdiction will hear the matter.
These terms may be revised as services and legal requirements change. The effective date at the top of this page marks the current version, and reviewing it occasionally is worthwhile.
Access to the site or to an account may be suspended or ended where these terms are breached, where misuse is suspected, or where the law requires it. Sections intended to survive termination, including arbitration and liability, remain in effect afterwards.
Questions about these terms can be sent using the details below.